Services

Personal Loan

Personal Loan

Whether you're planning a major purchase, consolidating debt, or covering unexpected expenses, our personal loan services provide flexible solutions tailored to your individual needs. We offer competitive interest rates as low as 2%*, fast approval processes, and customizable repayment terms to help you manage your finances with confidence.

Mortgage Loan approval on mobile phone in a house.

SME Working Capital Loan

Need financial support for your daily operations, manage cash flow, and growth opportunities? Keep getting rejections from banks or having complications with your applications with the bank? Fret not. At Terra Consultancy, we specialize in connecting businesses with the right working capital loan solutions through our trusted network of bankers. 

Buried in Debt

Invoice Financing

Unlock the cash tied up in your unpaid invoices with our Invoice Financing solutions. Designed to improve your business’s cash flow, this service allows you to access a percentage of your outstanding receivables immediately—so you can cover expenses, invest in growth, or simply keep operations running smoothly without waiting on customer payments.

An empty mortgage application form with house key

Mortgage Loan

Buying a home is one of life’s biggest investments—our Mortgage Loan Services are here to make the process simple, secure, and affordable. Whether you're purchasing your first home, upgrading, or refinancing, we offer competitive rates, flexible terms, and personalized guidance every step of the way.

For sale

Property Cash-Out

Turn your property’s equity into immediate cash with our Property Cashout Services. Whether you're looking to fund a new investment, consolidate debt, renovate your home, or cover personal expenses, we help you unlock the value of your real estate—without selling it.

Small Business Loan Application

Customized Loan Solutions

Developed tailored loan packages by collaborating with numerous financial institutions. Our expertise enabled us to negotiate favorable terms and interest rates on behalf of our clients, ensuring they receive the most beneficial financing solutions while saving on costs.

Streamline Your Loan Process Today

Experience seamless loan approval with our expert consultancy. Let us tailor the perfect financial solution for your needs in Singapore's competitive market.