Services

We connect you with the best loan options from trusted banks and lenders—fast, hassle-free, and tailored to your needs.

Personal Loan

Borrow up to $300,000, based on your individual income.

  • Low interest rates from just 1.8% p.a.*
  • Flexible tenure of up to 5 years
  • Quick approval within 3–5 working days

Requirements:

  • Nationality: Singapore Citizen or Singapore Permanent Resident
  • Foreigners with existing Cashline and/or Credit Card account
  • Age: 21 – 70 years old
  • Income: Minimum Annual Income S$20,000

 

SME Working Capital Loan

Government-Assisted Working Capital Loan
Get funding of up to $500,000 under a government-supported financing scheme.

  • Competitive rates from 7% EIR (around 3.6% flat p.a.)
  • Flexible tenure of up to 5 years.

Designed to help businesses strengthen cash flow and support expansion plans.

Requirements:

  • The company must be incorporated and operating in Singapore
  • At least 30% of the company owned by Singaporeans / PRs

Invoice Financing

Unlock the cash tied up in your unpaid invoices with our Invoice Financing solutions. 

  • Finance up to 90% of your invoice value
  • Interest rate can be as low as only 0.3-0.5%* per month of usage
  • Finance up to 150 days of payment term 

Good solution to faciliate your cashflow without having your revenue/sales stuck with your customers. 

Mortgage Loan

Buying a new property or trying to refinance your existing mortgage?

We got you covered with our banking partners to offer you competitive rates!

Contact us to get insights to the current lowest interest rates across all banks in Singapore.

 

 

Property Cash-Out

Turn your property’s equity into immediate cash with our Property Cashout Services.

Whether you're looking to fund a new investment, consolidate debt, renovate your home, or cover personal expenses, we help you unlock the value of your real estate—without selling it.

Loan up to 85% of your property value.

Access and compare rates with over 30 banks and lenders!

 

Trade Facilities

Trade facilities provide businesses with flexible financing to support your import, export, and domestic trade transactions.

Improve your cash flow and enable smoother business operations.

Common types of trade facilities include:

  • Letter of Credit (LC): Guarantees payment to suppliers upon meeting agreed terms.
  • Trust Receipt (TR): Allows you to take possession of goods before making full payment.
  • TT(post-shipment or pre-shipment): Allows you to extend your financing tenor up to 150 days.

Interest rates can be as low as only 0.3%* per month!

 

 

 

Streamline Your Loan Process Today

Experience seamless loan approval with our expert consultancy. Let us tailor the perfect financial solution for your needs in Singapore's competitive market.